How is this calculated?

Total swap cost equals lot size multiplied by the swap rate multiplied by nights held, plus two extra charges of that same base amount for each night flagged as a triple-swap night.

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How much does holding this forex position overnight actually cost me in swap or rollover fees?

Q: How much does holding this forex position overnight actually cost me in swap or rollover fees?

Calculates the total swap or rollover cost of a forex position from lot size, swap rate per standard lot per night, nights held, and how many of those nights carry a triple-swap charge.

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Enter Your Position

Position size (lots)

Standard lot = 1.0. Mini lot = 0.1. Micro lot = 0.01.

Swap rate for your direction (account currency per standard lot per night)

Enter it exactly as your broker's platform shows it for long or short, whichever direction you hold. Negative means you pay, positive means you're paid.

Nights you plan to hold this position

Of those nights, how many get the triple-swap charge?

Most forex brokers charge triple swap one night a week, commonly Wednesday, to account for weekend settlement. Check your broker's actual schedule, it isn't always Wednesday.

Account balance ($) — optional

Your Result

Fill in your position details and click Calculate to see the exact swap cost or credit over your holding period.

How this is calculated

Swap (also called rollover) is charged or credited once per night a forex position stays open past the broker's daily rollover time, based on the interest rate differential between the two currencies.
This tool multiplies your lot size by the swap rate you enter and the number of nights held. It does not look up live swap rates, since those change with interest rate policy and differ by broker.
Most brokers charge a triple swap one night a week to account for weekend settlement, since banks don't settle trades on Saturday or Sunday. Confirm which day your broker uses, it isn't universal.
A position with a swap cost that's large relative to its expected profit target is a genuine drag on a multi-day forex trade, and worth checking before you hold something over several nights, not after.

Risk & liability disclaimer: This calculator produces a mathematical estimate based on the numbers you enter, not live market data or your actual broker's swap and rollover schedule. Swap rates change with interest rate differentials and broker policy, and this tool does not pull or refresh rates automatically. Actual rollover charges, triple-swap days, and session hours vary by broker and are not guaranteed by this tool. This is not financial advice and does not guarantee any trading outcome. Trading Habits is not a broker-dealer, registered investment adviser, or tax professional, and is not affiliated with any broker, exchange, or data provider. Forex trading involves substantial risk of loss and is not suitable for everyone. You could lose some or all of the capital you trade with, and leveraged trading can amplify losses beyond your initial margin in some account types.

How much does holding this forex position overnight actually cost me in swap or rollover fees?

Enter Your Position

Your Result

How this is calculated

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