How many good faith violations have I logged, and how close am I to a restriction?

Q: How many good faith violations have I logged, and how close am I to a restriction?

Log each violation as it happens and compare the running count against your broker's stated threshold, commonly 3 or more in a rolling 12-month period before a 90-day cash-only restriction, though this varies by broker.

The market doesn't reward being right. It rewards managing being wrong, cheaply.

Jason Parker, Founder of Trading Habits

Set Your Threshold

Many brokers restrict a cash account to settled-cash-only trading for 90 days after 3 or more good faith violations in a rolling 12-month period. Confirm your own broker's exact threshold, since it varies.

Your Result

Set your threshold, then log each good faith violation as it happens to track how close you are to a restriction.

How this is calculated

A good faith violation happens when you sell a security bought with unsettled funds, before the funds from the sale that paid for it have settled, in a cash account.
Most U.S. brokers restrict an account to settled-cash-only trading for 90 days after 3 or more good faith violations in a rolling 12-month period, but the exact number and window vary by broker, so confirm yours directly.
This tracker counts violations you log in this session. It does not pull your actual account history or know your broker's specific rolling-window rules.
See the good faith violation calculator below to check how much of your cash account you can safely trade before triggering one in the first place.

Risk & liability disclaimer: This calculator produces a mathematical estimate based on the numbers you enter. It is not financial advice and does not guarantee any trading outcome. Trading involves risk of loss, and past position sizing decisions do not predict future results. Trading Habits is not a broker-dealer, registered investment adviser, or tax professional, and is not affiliated with any broker, exchange, or data provider. We do not guarantee this tool is error-free or suitable for your situation - always verify results independently and consult a licensed professional before making any trading or financial decision. You could lose some or all of the capital you trade with.

How many good faith violations have I logged, and how close am I to a restriction?

Set Your Threshold

Your Result

How this is calculated

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