How much do I actually keep trading a funded prop firm account versus my own money at the same profit level?

How this is calculated

• Prop firm take-home = gross profit x your profit split percentage, minus the monthly or reset fee you entered.
• Self-funded take-home = gross profit minus any borrowing or margin interest cost you entered for that month.
• This does not account for taxes, which apply differently depending on how prop firm payouts and personal trading gains are classified in your jurisdiction.
• A prop firm's evaluation fees, prior failed attempts, and payout timing rules are genuine costs this calculator does not include unless you add them into the fee field yourself.
• This is a straight percentage comparison based on the numbers you enter, not a recommendation for either path.